CLOSE YOUR LOAN IN JUST

15 DAYS

Write a stronger offer with Refine Mortgage’s 15 Day Guaranteed Close. We will close your loan in just 15 days and if not, we will pay you $2500.  

aPPLY NOW

Phone

(704) 255-5067

Email

[email protected]

Address

115 Stone Village Dr Suite D

Fort Mill, SC 29708

HOW DOES THE PROGRAM WORK?

aPPLY NOW
HOW IS THE $2500 PAID?

If Refine Mortgage Inc does miss the closing and has to pay the $2500, this is to be made via check after closing and funding of the loan.

WHAT PROGRAMS & PROPERTY TYPES?
  • This is for FHA, VA, CONV Conforming & High Balance Loans Only

     

  • The loan may only be a purchase transaction using financing with Refine Mortgage

     

  • The loan amount must be at or below the conforming or high balance loan limit for the subject property county. 

     

  • This program is not eligible on USDA, Jumbo, Non-QM or loans with Down Payment Assistance. 
    3rd Party Delays

    Refine Mortgage Inc is not liable for delays (“Delays”) caused by events beyond the control of Refine Mortgage Inc which prevent Refine Mortgage Inc from meeting any of its obligations under this Guarantee, including but not limited to, delays caused by the consumer or third parties. Accordingly, this Guarantee is not enforceable if such delays occur and the loan closes after the Guarantee time period. If no delays occur and all the foregoing conditions are satisfied and the loan doesn’t close within 15 days of the Guarantee Trigger Date (as applicable), then Refine Mortgage Inc will give the borrower a check of $2500.00 

      WHAT DO I HAVE TO DO?
      • The borrower must express intent to proceed within 1 business day from the Loan Estimate receipt date and it must be documented in the system. 
      • Borrower must submit all required credit documents within 1 business day from the Loan Estimate (LE) receipt date and express an intent to proceed.  
      • This may require the borrower to request a rush on their appraisal delivery date and agree to pay a rush fee in order to meet the on-time closing date. 
      • The borrower must sign the guarantee form prior to execution of contract 
          WHEN DOES THE 15 DAYS START?

          The “Guarantee Trigger Date” is defined as the date as the fully executed is received by Refine Mortgage Inc. A “fully-executed” contract is defined as being agreed to and signed by both buyer and seller. 

              OTHER TIMELINES
              • The 15 days include all days except for federal holidays 
              • The Preliminary Title Report must be received within 2 business days from the “Guaranteed Trigger Date”. 
              • The appraisal must be received within 6 business days of the Loan Estimate (LE) sent date and value is at or above the purchase price.  

                    "

                    Taught me how to win, helped me understand my options. Made it very easy. Very responsive. Professional excellence. Intentionally designed experiences.
                    – William D

                    "

                    My loan advisor was Kruiz Cathersides & he was absolutely top-notch! He was responsive, informative, honest, transparent & such a pleasure to work with! I had a complex situation due to having a very large gap in employment due to becoming a stay at home mom, to care for my disabled daughter.  I felt like everything would be so messy, difficult & confusing with my situation but instead, the exact opposite!  Kruiz was genuinely a blessing, he is such a great guy who really cares about his clients! I personally felt like he was as sincere as anyone could have been! He gained 100% of my trust & I will forever be thankful for him! HIGHLY RECOMMEND REACHING OUT TO KRUIZ! There’s no one better than him to help get you into your home!
                    – Harmony S

                    "

                    Very detailed and thorough. Process was smooth.
                    – Christy G

                    "

                    On time. They made everything real easy for me!
                    – Dan M

                    "

                    Went the extra mile in what were some very difficult circumstances before closing.
                    – Jeremy L

                    Email

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                    NMLS CONSUMER ACCESS WEBSITE | PRIVACY POLICY | TERMS & CONDITIONS | ADA ACCESSIBILITY STATEMENT
                    Refine Mortgage Inc. NMLS# 2417960 | Refine Mortgage has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency. Equal Housing Lender. Receipt of application does not represent an approval for financing or interest rate guarantee. Applicant subject to credit, acceptable appraisal, title, and underwriting approval. Not all applicants will be approved. Other terms and conditions apply. Contact Refine Mortgage for more information and up-to-date rates.